Ryan Champion, CMA
Certified Mortgage Advisor
NMLS: 2294595
Ryan Champion, CMA
Certified Mortgage Advisor
NMLS: 2294595
In today’s real estate market, where home prices are rising and mortgage rates are higher, negotiating the price of a home is key to staying within your budget. While negotiating may seem challenging, with the right approach, you can turn it into an
Feb 20, 2025 | Purchasing a Home
Buying a home can feel overwhelming, especially when you’re facing the challenge of saving for a down payment. But don’t worry, there are ways to achieve homeownership without needing a large upfront payment. Here are five options to help you
Feb 18, 2025 | Purchasing a Home
Your home is more than just a place to live—it’s also a financial asset with the potential to help you achieve your goals. Whether you’re planning a home renovation, consolidating debt, or funding a major expense, understanding home equi
Feb 11, 2025 | Purchasing a Home
Purchasing a home is an exciting milestone, but navigating mortgage payments can feel overwhelming—especially in a high-interest rate environment. One option that can help ease the transition into homeownership is the 3-2-1 buydown, a financing stra
Feb 04, 2025 | Purchasing a Home
Your home equity could be the key to achieving your financial goals, whether it's funding a major renovation, paying for college tuition, or consolidating debt. But with fluctuating interest rates, accessing that equity can feel unpredictable. That’
Jan 07, 2025 | HELOC Refinance
For many aspiring homeowners, upfront costs like down payments and closing fees can seem like insurmountable obstacles. FHA gift funds offer a practical solution, allowing you to receive financial help from approved sources to ease your path to homeowners
Dec 31, 2024 | Purchasing a Home