Ryan Champion, CMA, CREV

Certified Mortgage Advisor

Certified Reverse Mortgage Specialist

NMLS: 2294595

970-403-5677

rchampion@barrettfinancial.com

Ryan Champion Certified Mortgage Advisor

Blog

10 Smart Ways Durango Homeowners Can Use Home Equity Without Moving

10 Smart Ways Durango Homeowners Can Use Home Equity Without Moving

By Ryan Champion, CMA, CREV, Certified Mortgage Advisor in Durango, Colorado If you have owned your home in Durango or anywhere in La Plata County for more than a few years, there is a good chance you are sitting on more equity than you realize. According

Oct 07, 2026 | HELOC Reverse Mortgage Refinancing a Home Durango Home Equity

Can You Buy a Second Home in Durango or Pagosa Springs With No Money Down?

Can You Buy a Second Home in Durango or Pagosa Springs With No Money Down?

By Ryan Champion, CMA, CREV, Certified Mortgage Advisor in Durango, Colorado Southwest Colorado has always drawn second-home buyers. Families from Texas, Arizona, and New Mexico have summered in Durango and Pagosa Springs for generations, and places like

Oct 05, 2026 | Purchasing a Home Durango Home Equity Jumbo Mortgage Second Home

Is Durango or Farmington a Good Place for Veterans to Live? A Local Guide

Is Durango or Farmington a Good Place for Veterans to Live? A Local Guide

By Ryan Champion, CMA, CREV, Certified Mortgage Advisor in Durango, Colorado After military service, choosing where to live next is a big decision. National "best cities for veterans" lists can spark ideas, but they rarely tell you what daily life looks l

Oct 02, 2026 | Purchasing a Home VA Loans Durango Southwest Colorado Farmington

Comparing Closing Costs Across the Country

Comparing Closing Costs Across the Country

Closing costs can catch homebuyers off guard, especially when the total changes dramatically from one state to another. Even if two buyers purchase similarly priced homes, the amount due at closing can differ by thousands of dollars based on location alon

Sep 30, 2026 | Purchasing a Home

Understanding These Mortgage Terms Could Save You Thousands

Understanding These Mortgage Terms Could Save You Thousands

Mortgage terms can feel overwhelming at first, especially when you're trying to compare loan options, estimate monthly costs, and make confident decisions on a major purchase. The good news is that once you understand a few core concepts, mortgage languag

Sep 28, 2026 | Purchasing a Home

How do Renovation Loans Work?

How do Renovation Loans Work?

Buying a home that needs work can feel like a gamble, but the right financing can turn a fixer-upper into a smart opportunity. A renovation loan lets you combine the home purchase or refinance amount with eligible repair costs in a single mortgage, making

Sep 25, 2026 | Purchasing a Home