Ryan Champion, CMA, CREV
Certified Mortgage Advisor
NMLS: 2294595
When recession headlines pick up, many homebuyers and homeowners start asking the same question: do mortgage rates go up or down in a recession? The short answer is that mortgage rates often move lower during or leading into a recession, but that does not
A shorter loan term can be an appealing option for buyers and homeowners who want to pay off their mortgage faster and reduce the total interest they pay over time. The long-term savings can be meaningful, but the higher monthly payment is not the right f
Interest rates do not move randomly, and they do not exist in a vacuum. Behind the scenes, the Federal Reserve plays a central role in shaping the cost of borrowing across the economy. Understanding how that works, and what it does not control, can help y
These shorter loans come with higher monthly payments but much lower interest rates. This might save you a boat-load of money, especially if you are already a homeowner, trading up with lots of equity. Understanding the Basics: 15-Year vs. 30-Year M
Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your
A recent Bankrate survey shows that the idea of a “perfect” mortgage rate depends on your age group. From Baby Boomers to Gen Z, opinions vary widely—and that’s affecting today’s housing market. Gen X and Boomers: Comfortable