Ryan Champion, CMA, CREV

Certified Mortgage Advisor

Certified Reverse Mortgage Specialist

NMLS: 2294595

970-403-5677

rchampion@barrettfinancial.com

Ryan Champion Certified Mortgage Advisor

Blog

Home Loans in Durango, CO

Home Loans in Durango, CO

Home Loans in Durango, CO: Finding the Right Mortgage for a Unique Market Buying a home in Durango is not like buying a home in Denver, Phoenix, or anywhere else. The market here is smaller, more competitive, and shaped by a mix of full-time residents, se

May 29, 2026 | Purchasing a Home Refinancing a Home Durango

Can You Get a Mortgage while on Maternity Leave?

Can You Get a Mortgage while on Maternity Leave?

Buying a home while preparing for a new baby can feel overwhelming. Many expectant parents worry that maternity leave could impact their ability to qualify for a mortgage. The good news is that getting approved during this time is possible—with the

May 29, 2026 | Purchasing a Home

Real Estate Investing Explained: Active vs Passive Strategies and Property Types

Real Estate Investing Explained: Active vs Passive Strategies and Property Types

Real estate investing doesn’t have to feel overwhelming. While it can seem complex at first, the key is understanding the different paths available and choosing one that aligns with your financial goals and lifestyle. The Two Core Strategies: Active

May 27, 2026 | Purchasing a Home

How to Buy a Small Rental Property with an FHA Loan

How to Buy a Small Rental Property with an FHA Loan

FHA loans can open the door to homeownership and rental income—but the terminology trips up a lot of buyers. The biggest misconception? Not all “multifamily” properties are treated the same. Understanding FHA Multifamily Loans In FHA ter

May 21, 2026 | Purchasing a Home

How Adjustable-Rate Loans Work and When They Make Sense

How Adjustable-Rate Loans Work and When They Make Sense

Adjustable-rate mortgages don’t have to feel unpredictable. At their core, they’re simply loans with two phases: a fixed-rate period followed by periodic adjustments based on market conditions. Understanding how those pieces fit together can

May 19, 2026 | Purchasing a Home

FHA Property Requirements: What Durango Homebuyers Need to Know About FHA Financing

FHA Property Requirements: What Durango Homebuyers Need to Know About FHA Financing

If you're buying a home in Durango, Bayfield, Farmington, or anywhere in Southwest Colorado with an FHA loan, the property itself has to clear an extra hurdle before your loan can be approved. FHA loans require homes to meet specific minimum standards for

May 14, 2026 | Purchasing a Home