Ryan Champion, CMA, CREV
Certified Mortgage Advisor
NMLS: 2294595
Thinking about building an accessory dwelling unit (ADU) on your property? Whether you want extra space for family, a private home office, or potential rental income, an ADU can be a meaningful investment. The big question for many homeowners is how to pa
Ever wondered if you can refinance your home while carrying a second mortgage? You're not alone. Many homeowners find themselves in this exact situation, juggling multiple loans and wondering about their options. The short answer? Yes, it's absolutely pos
A 0.25% drop in mortgage rates can look tempting at first glance. But whether refinancing is worth it comes down to more than the headline rate. The real question is how much you would save, how long it would take to recover your closing costs, and whethe
Managing several debt payments at once can feel overwhelming. For some homeowners, refinancing to consolidate debt offers a way to simplify monthly bills and potentially reduce interest costs. But before moving forward, it is important to understand how t
If you put down less than 20% when you bought your home, there's a good chance you're paying private mortgage insurance, or PMI, every month. And if you're like most homeowners, you might not know exactly when that cost is supposed to go away. Here's the
Your home may be one of your biggest financial assets, and over time, it can build value you may be able to access when you need it. If you're exploring ways to pay for home improvements, consolidate higher-interest debt, or cover major expenses, two comm