Ryan Champion, CMA, CREV
Certified Mortgage Advisor
NMLS: 2294595
When you come into extra cash—whether it’s a bonus, tax refund, or unexpected windfall—you’re faced with a critical financial decision: should you pay down your mortgage or invest for future growth? The answer depends on your goals
If you own a home in the Durango area and you're 62 or older, chances are you've heard something about reverse mortgages. And chances are, at least some of what you've heard isn't quite right. Reverse mortgages have a reputation problem. Over the years, a
FHA loans can open the door to homeownership and rental income—but the terminology trips up a lot of buyers. The biggest misconception? Not all “multifamily” properties are treated the same. Understanding FHA Multifamily Loans In FHA ter
Adjustable-rate mortgages don’t have to feel unpredictable. At their core, they’re simply loans with two phases: a fixed-rate period followed by periodic adjustments based on market conditions. Understanding how those pieces fit together can
If you're buying a home in Durango, Bayfield, Farmington, or anywhere in Southwest Colorado with an FHA loan, the property itself has to clear an extra hurdle before your loan can be approved. FHA loans require homes to meet specific minimum standards for
If you own a home in Durango, Bayfield, Pagosa Springs, or anywhere across Southwest Colorado, there's a good chance your home has built significant equity over the years. For homeowners 62 and older, that equity can be a powerful retirement resource. A r