Ryan Champion, CMA, CREV

Certified Mortgage Advisor

Certified Reverse Mortgage Specialist

NMLS: 2294595

ryan@championmortgagepros.com

Ryan Champion Certified Mortgage Advisor

Blog

How Long Does a Mortgage Preapproval Last?

How Long Does a Mortgage Preapproval Last?

Mortgage preapproval can help you shop with more confidence, move quickly when you find the right home, and better understand your price range. But one common question comes up early in the process: how long does mortgage preapproval last? In most cases,

Oct 16, 2026 | Purchasing a Home

2027 Loan Limits in Southwest Colorado: What Durango, Pagosa Springs, and Telluride Buyers Should Know

2027 Loan Limits in Southwest Colorado: What Durango, Pagosa Springs, and Telluride Buyers Should Know

By Ryan Champion, CMA, CREV, Certified Mortgage Advisor in Durango, Colorado Every fall, buyers in Southwest Colorado start asking the same question: how big can a conventional loan get next year before it becomes a jumbo loan? The answer matters more her

Oct 14, 2026 | Purchasing a Home Durango Southwest Colorado Jumbo Mortgage Farmington

6 Steps to Getting a Mortgage

6 Steps to Getting a Mortgage

Getting a mortgage can feel like a big undertaking, especially if you're buying a home for the first time. The good news is that the process becomes much more manageable when you break it into clear, practical steps. With the right preparation, you can mo

Oct 12, 2026 | Purchasing a Home

How Do You Pay Back a Reverse Mortgage? A Guide for Durango and Farmington Families

How Do You Pay Back a Reverse Mortgage? A Guide for Durango and Farmington Families

A reverse mortgage can give retirees in Durango, Farmington, and the communities around them more breathing room. Sooner or later, though, most families ask the same question: how does this loan actually get paid back? The short answer is that repayment h

Oct 09, 2026 | Reverse Mortgage HECM Durango Retirement Farmington

10 Smart Ways Durango Homeowners Can Use Home Equity Without Moving

10 Smart Ways Durango Homeowners Can Use Home Equity Without Moving

By Ryan Champion, CMA, CREV, Certified Mortgage Advisor in Durango, Colorado If you have owned your home in Durango or anywhere in La Plata County for more than a few years, there is a good chance you are sitting on more equity than you realize. According

Oct 07, 2026 | HELOC Reverse Mortgage Refinancing a Home Durango Home Equity

Can You Buy a Second Home in Durango or Pagosa Springs With No Money Down?

Can You Buy a Second Home in Durango or Pagosa Springs With No Money Down?

By Ryan Champion, CMA, CREV, Certified Mortgage Advisor in Durango, Colorado Southwest Colorado has always drawn second-home buyers. Families from Texas, Arizona, and New Mexico have summered in Durango and Pagosa Springs for generations, and places like

Oct 05, 2026 | Purchasing a Home Durango Home Equity Jumbo Mortgage Second Home