Ryan Champion, CMA, CREV
Certified Mortgage Advisor
NMLS: 2294595
Adjustable-rate mortgages (ARMs) can be a practical option for homebuyers who want lower initial payments and flexibility in the early years of a loan. However, because the interest rate can change over time, it is important to understand exactly how an A
Jun 10, 2026 | Purchasing a Home
Dreaming of claiming your slice of the American Dream? That first home purchase—a whirlwind of paperwork, financial scrutiny, and confusing terminology—can leave even the most motivated buyers stuck at square one. But here’s the truth: t
Jun 05, 2026 | Purchasing a Home
Home Loans in Durango, CO: Finding the Right Mortgage for a Unique Market Buying a home in Durango is not like buying a home in Denver, Phoenix, or anywhere else. The market here is smaller, more competitive, and shaped by a mix of full-time residents, se
May 29, 2026 | Purchasing a Home Refinancing a Home Durango
Buying a home while preparing for a new baby can feel overwhelming. Many expectant parents worry that maternity leave could impact their ability to qualify for a mortgage. The good news is that getting approved during this time is possible—with the
May 29, 2026 | Purchasing a Home
Real estate investing doesn’t have to feel overwhelming. While it can seem complex at first, the key is understanding the different paths available and choosing one that aligns with your financial goals and lifestyle. The Two Core Strategies: Active
May 27, 2026 | Purchasing a Home
FHA loans can open the door to homeownership and rental income—but the terminology trips up a lot of buyers. The biggest misconception? Not all “multifamily” properties are treated the same. Understanding FHA Multifamily Loans In FHA ter
May 21, 2026 | Purchasing a Home