Ryan Champion, CMA, CREV

Certified Mortgage Advisor

Certified Reverse Mortgage Specialist

NMLS: 2294595

970-403-5677

rchampion@barrettfinancial.com

Ryan Champion Certified Mortgage Advisor

Blog

How Long Does a Mortgage Preapproval Last?

How Long Does a Mortgage Preapproval Last?

Mortgage preapproval can help you shop with more confidence, move quickly when you find the right home, and better understand your price range. But one common question comes up early in the process: how long does mortgage preapproval last? In most cases,

Oct 16, 2026 | Purchasing a Home

2027 Loan Limits in Southwest Colorado: What Durango, Pagosa Springs, and Telluride Buyers Should Know

2027 Loan Limits in Southwest Colorado: What Durango, Pagosa Springs, and Telluride Buyers Should Know

By Ryan Champion, CMA, CREV, Certified Mortgage Advisor in Durango, Colorado Every fall, buyers in Southwest Colorado start asking the same question: how big can a conventional loan get next year before it becomes a jumbo loan? The answer matters more her

Oct 14, 2026 | Purchasing a Home Durango Southwest Colorado Jumbo Mortgage Farmington

6 Steps to Getting a Mortgage

6 Steps to Getting a Mortgage

Getting a mortgage can feel like a big undertaking, especially if you're buying a home for the first time. The good news is that the process becomes much more manageable when you break it into clear, practical steps. With the right preparation, you can mo

Oct 12, 2026 | Purchasing a Home

Can You Buy a Second Home in Durango or Pagosa Springs With No Money Down?

Can You Buy a Second Home in Durango or Pagosa Springs With No Money Down?

By Ryan Champion, CMA, CREV, Certified Mortgage Advisor in Durango, Colorado Southwest Colorado has always drawn second-home buyers. Families from Texas, Arizona, and New Mexico have summered in Durango and Pagosa Springs for generations, and places like

Oct 05, 2026 | Purchasing a Home Durango Home Equity Jumbo Mortgage Second Home

Is Durango or Farmington a Good Place for Veterans to Live? A Local Guide

Is Durango or Farmington a Good Place for Veterans to Live? A Local Guide

By Ryan Champion, CMA, CREV, Certified Mortgage Advisor in Durango, Colorado After military service, choosing where to live next is a big decision. National "best cities for veterans" lists can spark ideas, but they rarely tell you what daily life looks l

Oct 02, 2026 | Purchasing a Home VA Loans Durango Southwest Colorado Farmington

Comparing Closing Costs Across the Country

Comparing Closing Costs Across the Country

Closing costs can catch homebuyers off guard, especially when the total changes dramatically from one state to another. Even if two buyers purchase similarly priced homes, the amount due at closing can differ by thousands of dollars based on location alon

Sep 30, 2026 | Purchasing a Home